Axis Cashback Credit Card
Axis · Cashback · Visa
Annual Fee
₹1,000
Fee Waiver
₹4L annual spend
Lounge Access
None
Best Rate
7%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🛒Online Shopping
7%
🍽️Dining
0.75%
✈️Travel
0.75%
🥦Groceries
0.75%
🎬Entertainment
0.75%
🛍️Shopping
0.75%
💡Utilities
0.5%
⛽Fuel
0%
How Points Work
Up to 7% online (tiered, ₹4K cap), 0.75% offline, 0.5% utilities · Cashback card
🚀 Boosted Rates (Partners & SmartBuy)
Online spendsUp to 7% (tiered)
EazyDiner25% discount (up to ₹800)
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
Up to 7% online cashback₹1,000 welcome EDGE points₹4K/mo online cap
PROS
✅ High online cashback rate
✅ Welcome benefit offsets fee
✅ Cashback auto-credited
CONS
⚠️ No lounge access
⚠️ Low offline rate (0.75%)
⚠️ Utility rate only 0.5%
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