HDFC Millennia vs Amazon Pay ICICI
Cap-aware comparison at ₹49,000/month total spend · Data verified March 2026
Category-by-Category Breakdown
Quick Specs
HDFC Millennia earns ₹680 more per month on this spending pattern. HDFC Millennia wins on dining, entertainment, shopping. Amazon Pay ICICI wins on no categories. They tie on 5 categories. The best strategy? Use HDFC Millennia as your primary card and Amazon Pay ICICI for its winning categories.
→ You spend heavily on dining, entertainment, shopping
→ You want lounge access (4/year)
View HDFC Millennia details →→ You want a lower fee (free vs ₹1,000/year)
→ You want a lifetime free card
View Amazon Pay ICICI details →Use HDFC Millennia for dining and entertainment, and Amazon Pay ICICI for its strengths. Combined fee: ₹1,000/year.
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