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Axis

Axis Flipkart

Axis · Cashback · Visa

Annual Fee
₹500
Fee Waiver
₹3.5L annual spend
Lounge Access
4/year
Best Rate
4%
Network
Visa
✅ Data verified March 2026

The essential card for Flipkart and Myntra shoppers — 5% with no cashback cap.

Axis Flipkart card is the mirror image of Amazon Pay ICICI — it gives 5% on Flipkart, Myntra, and Cleartrip with no monthly cap. If Flipkart is your primary shopping platform, this card is a no-brainer. The 4% on Swiggy, Uber, and PVR adds a solid everyday spending layer.

Unlike Amazon Pay ICICI, the Axis Flipkart card has a ₹500 annual fee (waivable at ₹3.5L spend) and 4 lounge visits — making it a more well-rounded card for the price. The 1% on non-partner spends is average but acceptable as a secondary card.

✦ Ideal for

Flipkart and Myntra shoppers spending ₹5,000+/month on these platforms. Also strong for Swiggy users at 4%. The no-cap 5% on Flipkart makes this essential for sale season shopping.

✦ Skip if

You shop primarily on Amazon (get Amazon Pay ICICI instead). If you use both Flipkart and Amazon equally, you might want both dedicated cards rather than this one alone.

Reward Rates by Category

🍽️Dining
4%
✈️Travel
1%
🛒Online Shopping
1%
🥦Groceries
1%
💡Utilities
1%
🎬Entertainment
1%
🛍️Shopping
1%
Fuel
0%
How Points Work

5% Flipkart/Myntra/Cleartrip, 4% preferred, 1.25% dining, 1% other

🚀 Boosted Rates (Partners & SmartBuy)

Flipkart5% cashback
Myntra5% cashback
Cleartrip5% cashback
Swiggy, Uber, PVR, Cure.fit4% cashback

These rates apply when using specific platforms or partners — higher than the base category rate shown above.

Key Benefits

5% Flipkart/Myntra/Cleartrip4% Swiggy/Uber/PVR4 lounge visits/yrNo cashback cap
PROS
Best for Flipkart ecosystem
4% on Swiggy/dining
Now has lounge access
CONS
⚠️ ₹500 fee
⚠️ 1% on non-partner spends
⚠️ Fuel excluded

✅ Best Used For

Flipkart shopping

5% with no cap. During Big Billion Days or other sales, heavy Flipkart spenders earn significantly more than any flat-rate card.

Myntra fashion

5% on Myntra is the same as HDFC Millennia but with no monthly cap. For fashion shoppers, this is better.

Cleartrip travel

5% on Cleartrip bookings — competitive with dedicated travel cards for domestic bookings.

Food delivery and rides

4% on Swiggy, Uber, PVR, and Cure.fit — strong secondary rates that add everyday value.

⚠️ Switch to Another Card For

Amazon shoppingAmazon Pay ICICI

1% on Amazon. The Amazon Pay ICICI card gives 5% (Prime) for free. Get both if you use both platforms.

Utility billsAxis ACE

1% on bills. Axis ACE gives 5% via Google Pay.

General offline spendingAxis ACE

1% offline. If you need a good all-rounder for offline, Axis ACE at 1.5% is better.

🤝 Best Card Combos with Axis Flipkart

No single card covers everything well. Here are the best combinations to fill Axis Flipkart's gaps:

Axis Flipkart + Amazon Pay ICICI₹500/year

The e-commerce power combo: 5% on Flipkart + 5% on Amazon. Between these two cards, you've covered India's two biggest shopping platforms with max rewards.

View Amazon Pay ICICI details →
Axis Flipkart + Axis ACE₹999/year

Flipkart card for Flipkart/Myntra (5%), ACE for utilities (5%), offline (1.5%), and general spending. Same bank, easy to manage.

View Axis ACE details →

Want to find the best card to pair with yours?

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❓ Frequently Asked Questions

Is there a cashback cap on Flipkart purchases?+

No. Unlike HDFC Millennia which caps at ₹1,000/month, the Axis Flipkart card has no monthly cap on the 5% rate. Spend ₹50,000 on Flipkart and get ₹2,500 back.

Does the 4% work on Zomato?+

The 4% rate applies to Swiggy, Uber, PVR, and Cure.fit specifically. Zomato may or may not qualify depending on the MCC code — check your statements.

Axis Flipkart vs HDFC Millennia?+

Flipkart card wins for Flipkart/Myntra (no cap vs ₹1K/month cap). Millennia wins for broader platform coverage (Amazon, BookMyShow, etc.) and lounge access. Both are strong; the choice depends on your primary shopping platform.

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