Axis Magnus Credit Card
Axis · Super Premium · Visa
Annual Fee
₹12,500
Fee Waiver
₹25L annual spend
Lounge Access
Unlimited
Best Rate
5%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
✈️Travel
5%
🍽️Dining
1.2%
🛒Online Shopping
1.2%
🥦Groceries
1.2%
💡Utilities
1.2%
🎬Entertainment
1.2%
🛍️Shopping
1.2%
⛽Fuel
0%
How Points Work
12 pts/₹200 (up to ₹1.5L/mo), 35 pts/₹200 (above ₹1.5L) · 1pt = ₹0.20 catalog · Transferable to airlines at 5:2
💡
Redemption matters
Best value through airline/hotel transfer partners at 5:2 ratio. Catalog redemption at ₹0.20/point gives lower effective rate.
🚀 Boosted Rates (Partners & SmartBuy)
Travel EDGE portal5X EDGE Miles
20+ airline/hotel partners5:2 transfer ratio
Oberoi/Trident Hotels15% off + complimentary nights
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
Transferable airline milesUnlimited lounge access₹12,500 welcome benefit2% forex markup
PROS
✅ Airline mile transfers (20+ partners)
✅ Unlimited Priority Pass lounge
✅ Higher rate above ₹1.5L/month spend
CONS
⚠️ ₹12,500 fee
⚠️ ₹25L spend for waiver
⚠️ Many categories excluded from rewards
⚠️ Recent devaluations
Affiliate links coming soon
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