Axis MyZone Credit Card
Axis · Lifestyle · Visa/MC
Annual Fee
₹500
Fee Waiver
Lifetime free for select channels
Lounge Access
1/quarter (conditional)
Best Rate
0.5%
Network
Visa/MC
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
0.5%
✈️Travel
0.5%
🛒Online Shopping
0.5%
🥦Groceries
0.5%
💡Utilities
0.5%
🎬Entertainment
0.5%
🛍️Shopping
0.5%
⛽Fuel
0%
How Points Work
Discount-based card, not reward-point focused · Partner deals > cashback rate
🚀 Boosted Rates (Partners & SmartBuy)
Swiggy₹120 off twice/month
Sony LIV1-year free premium
EazyDinerUp to 15% off
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
Sony LIV free premiumSwiggy ₹120 off (2x/month)BOGO on District app
PROS
✅ Wide range of partner discounts
✅ Low/free fee
✅ Good for lifestyle spenders
CONS
⚠️ Very low base reward rate
⚠️ Lounge needs ₹50K quarterly spend
⚠️ Benefits are discounts, not cashback
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