Axis Neo Credit Card
Axis · Entry · Visa
Annual Fee
₹250
Fee Waiver
Lifetime free for select channels
Lounge Access
None
Best Rate
0.5%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
0.5%
✈️Travel
0.5%
🛒Online Shopping
0.5%
🥦Groceries
0.5%
💡Utilities
0.5%
🎬Entertainment
0.5%
🛍️Shopping
0.5%
⛽Fuel
0%
How Points Work
1 EDGE point/₹200 (~0.5%) · Discount-focused card · Partner deals are the main value
🚀 Boosted Rates (Partners & SmartBuy)
Zomato₹120 off (twice/month)
Paytm utilities5% off (cap ₹150)
Blinkit10% off (cap ₹250)
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
₹120 off Zomato (2x/month)5% off Paytm bills10% off BlinkitLow ₹250 fee
PROS
✅ Very low fee
✅ Good partner discounts for young professionals
✅ Activation cashback on first bill
CONS
⚠️ Low base reward rate (0.5%)
⚠️ Discounts have conditions and caps
⚠️ No lounge access
Affiliate links coming soon
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