HDFC Swiggy BLCK Credit Card
HDFC · Premium · Visa
Annual Fee
₹1,499
Fee Waiver
Not specified
Lounge Access
None
Best Rate
10%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
10%
✈️Travel
5%
🛒Online Shopping
5%
🎬Entertainment
5%
🥦Groceries
1%
💡Utilities
1%
🛍️Shopping
1%
⛽Fuel
0%
How Points Work
10% Swiggy, 5% travel/online/entertainment, 1% other · ~₹4K/mo cap · Swiggy One BLCK membership included
🚀 Boosted Rates (Partners & SmartBuy)
Swiggy10% cashback
Cleartrip/NykaaUp to 5% cashback
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
10% on Swiggy5% on travel/onlineSwiggy One BLCK membershipUp to ₹48K annual savings
PROS
✅ Highest Swiggy cashback
✅ Broad 5% coverage on travel/online
✅ Premium Swiggy membership included
CONS
⚠️ Fee structure unclear
⚠️ Cap limits heavy spenders
⚠️ Newer card, less verified data
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