HDFC Tata Neu Infinity Credit Card
HDFC · Premium · RuPay
Annual Fee
₹1,499
Fee Waiver
₹3L annual spend
Lounge Access
8/year
Best Rate
10%
Network
RuPay
⚠️ Data being verified
Reward Rates by Category
✈️Travel
10%
🥦Groceries
10%
🛍️Shopping
10%
🍽️Dining
1.5%
🛒Online Shopping
1.5%
💡Utilities
1.5%
🎬Entertainment
1.5%
⛽Fuel
0%
How Points Work
Up to 10% on Tata brands, ~1.5% on other · 1 NeuCoin = ₹1 · Premium variant of Tata Neu
🚀 Boosted Rates (Partners & SmartBuy)
Tata Neu brandsUp to 10% NeuCoins
BigBasket/CromaUp to 10% NeuCoins
Air India/IHCLEnhanced NeuCoins
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
10% on Tata ecosystemEnhanced lounge accessHigher caps than Plus variant
PROS
✅ Highest Tata ecosystem rewards
✅ Better lounge access than Plus
✅ NeuCoins worth ₹1 each
CONS
⚠️ Higher fee
⚠️ Rewards locked to Tata ecosystem
⚠️ Limited verified data
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