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HSBC Cashback Credit Card

HSBC · Cashback · Visa

Annual Fee
₹499
Fee Waiver
₹1L annual spend
Lounge Access
None
Best Rate
1.5%
Network
Visa
⚠️ Data being verified

Reward Rates by Category

🍽️Dining
1.5%
✈️Travel
1.5%
🛒Online Shopping
1.5%
🥦Groceries
1.5%
💡Utilities
1.5%
🎬Entertainment
1.5%
🛍️Shopping
1.5%
Fuel
0%
How Points Work

1.5% flat cashback on everything (cap ₹500/mo) · Auto-credited · ₹500 welcome cashback

Key Benefits

1.5% flat cashback₹500/mo capLow ₹499 feeSimple card
PROS
Simple flat 1.5% on everything
Low fee with easy waiver
Auto-credited cashback
CONS
⚠️ ₹500/mo cap is restrictive
⚠️ After cap, no cashback earned
⚠️ No lounge access

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