HSBC Live+ Credit Card
HSBC · Lifestyle · Visa
Annual Fee
₹1,999
Fee Waiver
₹3L annual spend
Lounge Access
4/year
Best Rate
10%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
10%
🥦Groceries
10%
✈️Travel
1.5%
🛒Online Shopping
1.5%
💡Utilities
1.5%
🎬Entertainment
1.5%
🛍️Shopping
1.5%
⛽Fuel
0%
How Points Work
10% on dining/groceries (cap ₹1,000/mo combined), 1.5% on everything else · Auto-credited cashback
Key Benefits
10% on dining + groceries1.5% base rate₹1,000/mo cap₹1,000 welcome cashback
PROS
✅ Exceptional dining/grocery rate (10%)
✅ Strong 1.5% base on everything else
✅ Cashback auto-credited
CONS
⚠️ ₹1,000/mo cap limits heavy spenders
⚠️ ₹1,999 fee
⚠️ HSBC limited branch network in India
Affiliate links coming soon
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