HSBC TravelOne Credit Card
HSBC · Travel · Visa
Annual Fee
₹2,999
Fee Waiver
₹4L annual spend
Lounge Access
8/year
Best Rate
1%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
✈️Travel
1%
🍽️Dining
0.5%
🛒Online Shopping
0.5%
🥦Groceries
0.5%
💡Utilities
0.5%
🎬Entertainment
0.5%
🛍️Shopping
0.5%
⛽Fuel
0%
How Points Work
4 pts/₹100 on travel (~1%), 2 pts other (~0.5%) · Transferable to travel partners · ₹5,000 welcome travel voucher
Key Benefits
1% on travelTransferable points8 lounge visits/yr₹5,000 welcome voucher
PROS
✅ Transferable travel points
✅ Good lounge access
✅ Generous welcome voucher
CONS
⚠️ ₹2,999 fee
⚠️ Low non-travel rate (0.5%)
⚠️ HSBC limited network
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