ICICI Platinum Credit Card
ICICI · Entry · Visa
Annual Fee
₹299
Fee Waiver
₹50K annual spend
Lounge Access
None
Best Rate
0.25%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
0.25%
✈️Travel
0.25%
🛒Online Shopping
0.25%
🥦Groceries
0.25%
💡Utilities
0.25%
🎬Entertainment
0.25%
🛍️Shopping
0.25%
⛽Fuel
0%
How Points Work
1 pt/₹100 (~0.25%) on all spends · Basic entry card · Lifetime free for some customers
Key Benefits
₹299 fee (or lifetime free)Basic ICICI cardFuel surcharge waiver
PROS
✅ Very low fee
✅ May be offered lifetime free
✅ Builds ICICI credit history
CONS
⚠️ Very low reward rate (0.25%)
⚠️ No lounge access
⚠️ Minimal perks
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