IDFC FIRST Power+ Credit Card
IDFC · Premium · Visa
Annual Fee
₹2,999
Fee Waiver
₹3L annual spend
Lounge Access
12/year
Best Rate
1.5%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
1.5%
✈️Travel
1.5%
🛒Online Shopping
1.5%
🥦Groceries
1.5%
💡Utilities
1.5%
🎬Entertainment
1.5%
🛍️Shopping
1.5%
⛽Fuel
0%
How Points Work
6 pts/₹100 on select categories (~1.5%), 3 pts other (~0.75%) · Points never expire · Zero forex · 20,000 welcome points
Key Benefits
1.5% on broad categoriesZero forex12 lounge visits/yr20,000 welcome pointsPoints never expire
PROS
✅ 1.5% flat on most categories
✅ Zero forex
✅ Excellent lounge access (12/yr)
✅ Generous welcome points
CONS
⚠️ ₹2,999 fee
⚠️ 1.5% is decent but not exceptional for the price
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