SBI IOCL Credit Card
SBI · Fuel · Visa
Annual Fee
₹499
Fee Waiver
₹1L annual spend
Lounge Access
None
Best Rate
4%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
⛽Fuel
4%
🍽️Dining
0.25%
✈️Travel
0.25%
🛒Online Shopping
0.25%
🥦Groceries
0.25%
💡Utilities
0.25%
🎬Entertainment
0.25%
🛍️Shopping
0.25%
How Points Work
4% at IOCL (cap ₹200/mo), 0.25% on other · 500 welcome points
🚀 Boosted Rates (Partners & SmartBuy)
IOCL fuel stations4% value back
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
4% at IOCLLow ₹499 feeFuel surcharge waiver
PROS
✅ Good fuel rate at IOCL
✅ Very low fee
✅ Easy fee waiver
CONS
⚠️ Fuel cap at ₹200/month
⚠️ Very low non-fuel rate
⚠️ No lounge access
Affiliate links coming soon
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