SBI SimplySAVE Credit Card
SBI · Entry · Visa/MC
Annual Fee
₹499
Fee Waiver
₹1L annual spend
Lounge Access
2/year
Best Rate
2.5%
Network
Visa/MC
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
2.5%
✈️Travel
0.25%
🛒Online Shopping
0.25%
🥦Groceries
0.25%
💡Utilities
0.25%
🎬Entertainment
0.25%
🛍️Shopping
0.25%
⛽Fuel
0%
How Points Work
10 pts/₹100 on weekend dining (2.5%, cap 1K pts/mo), 1 pt other (0.25%) · 500 welcome points
Key Benefits
2.5% on weekend diningLow ₹499 fee2 lounge visits/yr
PROS
✅ Good weekend dining rate
✅ Low fee
✅ Some lounge access
CONS
⚠️ Weekend dining only for bonus
⚠️ Low rate on everything else
⚠️ Cap on dining points
Affiliate links coming soon
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