SBI Titan Credit Card
SBI · Shopping · Visa
Annual Fee
₹999
Fee Waiver
₹2L annual spend
Lounge Access
None
Best Rate
10%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🛍️Shopping
10%
🍽️Dining
0.25%
✈️Travel
0.25%
🛒Online Shopping
0.25%
🥦Groceries
0.25%
💡Utilities
0.25%
🎬Entertainment
0.25%
⛽Fuel
0%
How Points Work
10% at Titan (cap ₹1,000/mo), 0.25% on other · ₹500 welcome Titan voucher
🚀 Boosted Rates (Partners & SmartBuy)
Titan stores10% value back
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
10% at Titan₹500 welcome Titan voucher
PROS
✅ Excellent for Titan shoppers (Tanishq, Titan watches, etc.)
CONS
⚠️ Very niche — only useful at Titan
⚠️ Very low non-Titan rate
⚠️ No lounge access
Affiliate links coming soon
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