Standard Chartered Smart Credit Card
StanC · Cashback · Visa
Annual Fee
₹999
Fee Waiver
₹1.5L annual spend
Lounge Access
4/year
Best Rate
5%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
5%
✈️Travel
2%
🛒Online Shopping
2%
🥦Groceries
2%
💡Utilities
2%
🎬Entertainment
2%
🛍️Shopping
2%
⛽Fuel
0%
How Points Work
5% weekend dining (cap ₹1K/mo), 2% on everything else · Auto-credited · ₹1,000 welcome cashback
🚀 Boosted Rates (Partners & SmartBuy)
Weekend dining5% cashback
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
5% weekend dining2% base cashback₹1K/mo cap on dining4 lounge visits/yr
PROS
✅ Strong weekend dining rate
✅ 2% base is excellent
✅ Cashback auto-credited
CONS
⚠️ ₹1,000/mo cap on dining
⚠️ Weekend-only for 5%
⚠️ StanC limited presence
Affiliate links coming soon
🐛 See something wrong with Standard Chartered Smart Credit Card? Report an updateWant to compare this card?
Go to Compare Tool →