Standard Chartered Ultimate Credit Card
StanC · Super Premium · Visa
Annual Fee
₹4,999
Fee Waiver
₹5L annual spend
Lounge Access
18/year
Best Rate
2.5%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
✈️Travel
2.5%
🍽️Dining
1.25%
🛒Online Shopping
1.25%
🥦Groceries
1.25%
💡Utilities
1.25%
🎬Entertainment
1.25%
🛍️Shopping
1.25%
⛽Fuel
0%
How Points Work
10 pts/₹100 travel (~2.5%), 5 pts other (~1.25%), 3 pts default (~0.75%) · 20,000 welcome points
Key Benefits
2.5% on travel18 lounge visits/yr20,000 welcome points
PROS
✅ Good travel rewards
✅ Excellent lounge access
✅ Strong base rate (1.25%)
CONS
⚠️ ₹4,999 fee
⚠️ StanC limited presence in India
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