Uni YES Bank Credit Card
YES Bank · Cashback · Visa
Annual Fee
FREE
Fee Waiver
Lifetime free
Lounge Access
None
Best Rate
1%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
🍽️Dining
1%
✈️Travel
1%
🛒Online Shopping
1%
🥦Groceries
1%
💡Utilities
1%
🎬Entertainment
1%
🛍️Shopping
1%
⛽Fuel
0%
How Points Work
1% Uni Cash on all spends · 1 Uni Cash = ₹1 · Pay in 3 interest-free EMI feature · Lifetime free
Key Benefits
Lifetime free1% Uni Cash (₹1 each)Pay in 3 interest-free EMISimple structure
PROS
✅ Lifetime free
✅ 1% cash value is real (₹1 each)
✅ Unique Pay in 3 feature
CONS
⚠️ 1% rate is below average
⚠️ No lounge access
⚠️ Hybrid credit/pay-later product
Affiliate links coming soon
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