Best Credit Card for Flipkart Shopping in India (2026)
Flipkart shoppers have fewer options than Amazon — but one card dominates.
While Amazon has a dedicated co-branded card with no cap, Flipkart shoppers have fewer optimized options. The Axis Flipkart card leads the pack, but HDFC Millennia also covers Flipkart at 5% (with cap limitations).
Here's how they compare at ₹10,000/month Flipkart spend.
All cashback figures below are calculated at ₹10,000/month spend in this category, using our cap-aware calculator that accounts for monthly limits and fallback rates.
Our Picks
5% on Flipkart and Myntra with no monthly cap. During Big Billion Days, heavy spenders earn uncapped rewards. Also gives 5% on Cleartrip and 4% on Swiggy.
5% on Flipkart, but the ₹1,000/month shared cap means your max beneficial Flipkart spend is ₹20K if you don't use other partner categories. More versatile but lower ceiling.
Cap: ₹1000/mo (you're under it)
3.75% on online shopping (including Flipkart) with no partner restrictions. From Bank of Baroda — underrated but genuinely competitive.
1.5% on Flipkart, uncapped. Use when Flipkart card's 5% isn't applicable or as a general backup.
Cap: ₹500/mo (you're under it)
Axis Flipkart card is the clear winner for Flipkart shopping — 5% with no cap. Pair it with Amazon Pay ICICI (free, 5% on Amazon) to cover India's two biggest e-commerce platforms at max rewards.
Want personalized results?
Enter your actual monthly spending and see which card saves you the most.
Try Smart Swipe →❓ Frequently Asked Questions
Does Axis Flipkart card give 5% on Flipkart Grocery?+
Flipkart Grocery orders placed through the Flipkart app typically qualify for the 5% rate. However, the MCC code determines the final rate — check your statement.
Axis Flipkart vs HDFC Millennia for Flipkart?+
Axis Flipkart wins: 5% with no cap vs Millennia's 5% with ₹1K/month shared cap. Millennia covers more platforms (Amazon, Swiggy), but for Flipkart specifically, the Axis card is better.
Does the 5% work during Flipkart sales?+
Yes, the 5% applies during Big Billion Days and all other Flipkart sales. No exclusions for sale-period purchases.