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What Changed

We track credit card reward changes so you don't have to. Updated monthly with verified rate changes, new card launches, and cap adjustments.

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SBI Cashback CardApril 2026
→Total cashback cap reduced: ₹5,000 → ₹4,000 per statement cycle
→Online cashback capped at ₹2,000 per cycle (currently no sub-cap)
→Offline cashback capped at ₹2,000 per cycle (currently no sub-cap)
Impact: At 5% online, max beneficial online spend drops from ₹1L to ₹40K per cycle. Heavy online spenders should consider pairing with another card after April.
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March 2026

Current
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11 Cards VerifiedVERIFIEDMar 2026

Effective cashback rates verified from bank product pages for HDFC, SBI, ICICI, Axis, and other banks. Cap calculations confirmed.

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50 New Cards AddedNEWMar 2026

Database expanded from 25 to 75 cards covering 18+ banks. New cards include Axis Magnus, HDFC Tata Neu, Scapia, HSBC Live+, Amex MRCC, and more. All marked as unverified — verification ongoing.

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HDFC Swiggy BLCKNEWMar 2026

Premium variant of HDFC Swiggy card added. 10% on Swiggy, 5% on travel/online/entertainment. Swiggy One BLCK membership included.

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HDFC RegaliaVERIFIEDMar 2026

Base rate confirmed at 1.33% effective (cashback). Travel redemption via SmartBuy gives 3.33% base, up to 13.33% on flights/hotels.

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Axis ACEALERTMar 2026

Monthly cashback cap is ₹500 on accelerated categories (5% bills + 4% food). After cap, accelerated drops to 0%. Base 1.5% is uncapped.

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Amazon Pay ICICIVERIFIEDMar 2026

Confirmed: 5% Prime, 3% non-Prime, 2% Amazon Pay partners, 1% other. No monthly cap. Lifetime free.

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ScapiaNEWMar 2026

Federal Bank's zero-forex travel card added. 5% on travel/dining, 2% on everything else, zero forex markup, unlimited lounge with spend criteria. Lifetime free.

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Axis AirtelALERTMar 2026

Benefits being downgraded from April 2026. Lounge access removed. Zomato/Blinkit getting 10% value back, Airtel bills 25% cashback with ₹250 cap.

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